We offer many different financing options so you don't miss out on the chance to get the mattress you've always wanted!


Sychrony Finance

Synchrony offers flexible financing. Prequalify to get a decision in seconds with no impact to your credit bureau score.

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  • mobile-access-accounts
  • Access Accounts
  • Schedule Payments
  • Monitor Account Activity
  • Request a Credit Limit Increase



Snap Finance - No Credit Needed

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SNAP! Finance offers a NO CREDIT NEEDED option for SleepUnion customers. It is a lease to own option where payments are automatically drawn from your checking account each pay period. It is not a same as cash option, so be aware that there may be finance charges on top of the purchase price. There is a buyout period of 100 days which you can take advantage of to reduce or eliminate the finance charges.

If you want to apply for this financing you will need to have the following information available:

  • Active Checking Account
  • Bring Home $1000/month
  • Must Be 18 Years Old



Acima Credit - No Credit Needed

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Buy What You Need Today
Acima Credit makes purchases more affordable, letting you make smaller payments over time. There's no credit needed, so you can qualify based on other criteria. A 90-Day Payment Option is available that gives you an opportunity to save money when you pay off your purchase within the time limit. Longer payment plans are also available.  

Do I Qualify?
Acima Credit makes it easy to qualify. Approval is based on the following:

  • Income History - Do you have a three-month history with your current employer?
  • Monthly Income - Do you deposit at least $1,000 each month into your checking account?
  • Checking Account - Have you owned your checking account for at least 90 days?
  • Checking Activity - Is your checking account free of NSFs, excessive overdrafts, and negative balances?

With tailored payment plans available and an easy application process, Acima Credit provides an affordable solution for your larger purchases.



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  • Customer Requirements
  • 18 Years of age or older
  • Valid government-issued identification
  • Income > $1,001 per month
  • Active Bank Checking account